If you or someone you know has any collections accounts there is many things you can do to remove them. First would be to settle with the collection company and have them put “settled” on your credit report which is much better than having an unpaid collection account. The problems with this is that many [...]

This is a contribution from an avid reader of the blog. Consumer credit counseling often works as a way out to your financial problems when you’re knee deep in debt. It is a really helpful option to lower and handle your debt burden and you don’t have to file bankruptcy to escape creditors and collection [...]

If you want to get a car loan, house loan, etc you are going to have to have just about perfect credit right now. It was a few years back that you could get a mortgage with credit scores in the low 600′s and even upper 500′s but now its even hard to get a [...]

This post has information that part of me thinks that I should not put on the blog but another part of me says that people need to be aware. CPN stands for Credit Profile Number or Credit Privacy Number, or pretty much what ever the “credit guru’s” that sell them choose to call them. The [...]

A friend of mine called me about a week ago to find out what options he had with respect to dealing with a collection agency who is now calling him on his local number in St Lucia. This is a St Lucian citizen who also has US residency and defaulted on a BOA credit card. [...]

In keeping with covering an expanded range of topics outside of simply business credit, I decided to post on some tips that I have used in the past that helped me boost my personal credit score. We all should know that late payments affect our FICO score as well as possibilities for future credit line increases, and [...]

Hey guys, Thanks for reading and welcome to the new site, creditrich.net. I must say that I was a bit troubled when I lost the business credit blog, but I think it was for the better. Creditrich.net aims to offer valuable information on credit, credit development and using credit effectively. We will do this through [...]