Do you know of any auto dealerships or lenders that extend business credit for the purchase or lease of a car/truck to the company? If so, what is needed on my DnB profile (company age, # of trade lines, highest credit limit, etc.) before a dealership or lender will extend this credit?

both ford and Lincoln extend lines..i think it is through GMAC with ford..not sure who with lincoln. you pretty much need a very strong credit file. 15+ trades, 80 paydex....

Great tips and ideas for anyone thinking of starting their own business thankyou.

not a porblem just refer others to the site

You are awesome Mike. I am a 36 year old mother of four and decided after leaving my job to have my last child in March that I was gonna start a business. If not for me for my children. Registered with the state, got my ein number but lo and behold my personal credit is horrible. Could not get a business credit card to save my life. I found your website and already have a line of credit with 3 of the net30's you have told us about and also began purchasing items to sell on the internet. I keep my purchases low for now until i can establish familiarity with each company. I also obtained my duns number as you suggested. I am taking it slow but things are happening. Thanks for he spirit boost. Now I will be able to teach my children the value of credit, owning your own business and taking care of business...Thanx

To quote mike: "The more you use your personal credit, the worse off your personal credit will be." -- I guess that doesn't apply to Capital One. I got the opposite reaction. I had cards with them Cap1 for years, excellent payment history, etc., and a few years ago they lowered my credit limit for NOT USING the card often enough! I just blew it off. Then another year or two goes by and they say they are closing it because I did not use their card often enough (I was too busy "working" to do much shopping, and when I did I always used the debit card). So I wrote them back late 2008 and said Go Ahead and Close It and Kiss My Foot while you're at it. ;-) Then just this week I get a letter from another CC which I HAVE been using and paying off, had excellent payment history, but they say they are raising the APR up 4%... that it's a "new pricing initiative" and they picked my account to be part of it. Pfffff! I wrote them back, too, tonight, ditto what I said to Cap1. And hence online in the world of credit cards tonight and how I ended up here. So, point is: Do these banksters want good solid long-time, and on-time-paying customers or not? It sounds like they don't! And re: Biz Credit: I also wonder if Biz CCs w/PG if I were to get a few cards, would they start harping at me if I didn't use them "often enough" to suit their fancy?

when i said use yoru personal i mean activily get mnore accounts and so on as for the credit card companies i hate them they want sub prime rates thats how they make their money if you pay in full every month, they make no money...